Caddy
- The documents do not say whether your data trains AI.
- Ads are based only on what you are looking at, not a profile of you.
- The documents do not say whether your data is sold or shared.
- The documents do not say who can read your content.
Old forum terms: posts under CC license, ads, auto-renew with no refunds, they can ban you anytime, and you them.
Agent Trust Hub uses AI and may make mistakes. Review reports and confirm their contents before relying on them.
Collected
The documents do not say what personal data they collect.
Read the exact line
Terms of service
“The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, caddy.community’s Privacy Policy and Community Guidelines)”
Training
Your posts are licensed Creative Commons, and they may put ads on your content.
Read the exact line
Terms of service
“User contributions are licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.”
Sharing
The documents do not say who else sees your data besides public forum posts.
Read the exact line
Terms of service
“If you post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”)”
Kept
The documents do not say how long they keep your data.
Read the exact line
Terms of service
“All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, disclaimers, and .”
Controls
You can stop using the site; they do not describe in-app deletion or privacy switches.
Read the exact line
Terms of service
“If you wish to terminate this Agreement or your caddy.community account (if you have one), you may simply discontinue using the Website.”
Fine print
They can ban you anytime, fees are not refundable, you them.
Read the exact line
Terms of service
“Caddy may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately.”
Expand “Read the exact line” to see the source alongside the explanation.
What you can turn off
The controls and opt-outs their own documents describe, and where they say to find them.
Cancel paid upgrades before the period ends
Notify Caddy before the end of the applicable subscription period
Stop using the site to end the agreement
Discontinue using the Website (section 13 Termination)
If a switch is not where they say, the deletion request above still applies.
Line by line
The lines that matter most, worst first.
They can shut off your account for any reason or none, and they do not have to warn you first.
Read the exact line
Terms of service
“Caddy may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately.”
For example, you could log in one day and find your forum account gone with no email.
If someone sues them because of something you posted or did on the site, you may have to pay their legal bills.
Read the exact line
Terms of service
“You agree to and Caddy, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website”
For example, if a post you made leads to a lawsuit, they can ask you to cover lawyer fees.
If you pay for an optional upgrade, you do not get the money back.
Read the exact line
Terms of service
“These fees are not refundable.”
For example, if you pay for a year of hosting and cancel after a week, they keep the full fee.
Paid plans keep charging unless you cancel before the period ends.
Read the exact line
Terms of service
“Unless you notify Caddy before the end of the applicable subscription period that you want to cancel a service or upgrade, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee”
For example, if you forget to cancel, they charge your card again for another month or year.
What you post can be copied and shared by others under that Creative Commons license, not only used to run the site.
Read the exact line
Terms of service
“User contributions are licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.”
For example, someone could republish your forum post with attribution for non-commercial use.
They can put ads next to what you write unless you pay extra.
Read the exact line
Terms of service
“Caddy reserves the right to display advertisements on your content unless you have purchased an Ad-free Upgrade or a Services account.”
For example, a help thread you wrote could show ads unless you buy the ad-free upgrade.
They can change the rules by posting them; keeping using the site means you agree, even if they did not email you.
Read the exact line
Terms of service
“Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes.”
For example, they could add new limits tomorrow and you accept them just by visiting again.
You must be 13 or older, but they only state the age; they do not describe ID checks.
Read the exact line
Terms of service
“The Website is available only to individuals who are at least 13 years old.”
For example, a 12-year-old could still type that they are 13 and sign up.
If they remove your content or kick you off, they still keep what you already paid.
Read the exact line
Terms of service
“Caddy will have no obligation to provide a refund of any amounts previously paid.”
For example, if they ban you mid-subscription, you do not get leftover months back.
Words to know
Legal words from the lines above, in plain English.
- third parties
- Any company or person other than you and the app, such as advertisers, partners or analytics firms. For example, an analytics company that receives a record of every screen you tap is a third party.
- warranty
- A promise that a product will work as described; most apps say they make no such promise at all. For example, if a paid feature never works on your phone, a no-warranty clause says that is your problem.
- indemnify
- You promise to pay the company's legal costs and losses if your use of the service gets it sued. For example, if you post a song you do not own and the label sues the app, you owe the app's lawyer bills.
- limitation of liability
- A cap on what the company will ever pay you if something goes wrong, often only what you paid in the last year. For example, if a leak of your data costs you thousands, the most you may get back is a month's subscription fee.
- service providers
- Outside companies that handle your data on the app's instructions, such as a cloud host or an email sender. For example, the company that stores the app's files in the cloud sees your data but only does what the app tells it.
- auto-renewal
- Your subscription keeps charging you at the end of each period until you cancel it. For example, a free trial turns into a paid monthly plan unless you cancel before it ends.
How we got here · grade F · score 25/100 · 14 of 15 policy answers backed by a verified quote · 7 not stated
What does the app collect beyond what it needs to work?
Not stated in the documents.
Does it record your voice, face or body, and what happens to that?
This is a forum site; the terms do not mention recording voice, face, or body data.
Are your chats and uploads used to train AI models, and is that off by default?
Not stated in the documents.
Can employees or contractors read your conversations, and when?
Not stated in the documents.
Are you profiled or tracked for advertising?
They may show ads on your content unless you pay for ad-free; they do not describe third-party ad tracking.
Do they sell or share your data, and can you opt out?
Not stated in the documents.
What rights do they take over what you type and what the AI makes?
Posts are licensed under Creative Commons Attribution-NonCommercial-ShareAlike 3.0, so others can reuse them under that license.
How long do they keep your data after you delete it, and can you delete it in the app?
Not stated in the documents.
Does it build a lasting memory or profile of you, and can you see, edit or turn it off?
Not stated in the documents.
Do they commit to basic security, and have they leaked data?
Not stated in the documents.
Is there a real age gate, and are teens protected?
The site is only for people at least 13; they do not describe age checks.
Will they tell you when the rules change, and is the policy specific?
The terms are dated 2013. You must check for changes; continued use means you accept them.
Can they close your account without warning, and can you get your data out first?
They can end your access at any time, with or without cause or notice, and they need not refund you.
If something goes wrong, who pays?
The site is “as is,” liability is capped at fees paid in 12 months, and you must indemnify them for claims from your use.
Do subscriptions renew on their own, and can you get a refund?
Optional paid services auto-renew unless you cancel first, and fees are not refundable.
The terms are 2,450 words at a college graduate level.
