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Choko.Link

FTier FHighest risk · 27/100
  • The documents do not say whether your data trains AI.
  • The documents do not say whether your data is used for ads.
  • The documents do not say whether your data is sold or shared.
  • The documents do not say who can read your content.

Link pages with auto-renewing paid plans, 16+ self-check, Ukraine courts, and they can cut you off without notice.

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Terms ↗Privacy policy could not be read10 min read · college graduate level22 lines verified word for word

Collected

What is collected

These terms do not say what personal data they collect.

Read the exact line

Terms of service

“If you have questions regarding this Terms of Use or about the Service practices, please contact us via our mail support@choko.link”

Training

How it is used

The documents do not say how they use your data or if they train AI.

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Terms of service

“Term "services" means service, provided through the web-service Choko.Link with the appropriate functionality (the ability to create a "site", the use of a widget with direct buttons to go into instant messengers but not limited to this).”

Sharing

Who may see it

They do not say who they share your information with.

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Terms of service

“We are not responsible for the criminal, unlawful, negligent actions or inactivity of any third parties associated with the use of the Site/Services/App.”

Kept

How long it is kept

The documents do not say how long they keep your data.

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Terms of service

“You agree that we to you or any third party for any termination of your access to the Site/Services/App.”

Controls

Your controls

You can cancel a paid plan in your account; they do not describe data deletion.

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Terms of service

“Payment will be made until you cancel your subscription using your personal account on the platform.”

Fine print

The fine print

They can change rules or close you without notice; first payment has a 14-day refund, later ones do not.

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Terms of service

“making false representations, may result in the termination/block of your User account and/or the Services provided to you, with or without notice to you, and without any refund of amounts paid”

Expand “Read the exact line” to see the source alongside the explanation.

What you can turn off

The controls and opt-outs their own documents describe, and where they say to find them.

  1. Cancel paid subscription in your account

    Personal account on the platform (plans / subscription)

  2. Ask for a first-payment refund within 14 days

    Email support@choko.link or contact support

  3. Check the terms after they post or email changes

    Site/Services/App notices or email; version dated September 10, 2025

If a switch is not where they say, the deletion request above still applies.

Line by line

The lines that matter most, worst first.

1 · The fine print

They can shut your account at any time, even without warning, and keep the money you paid.

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Terms of service

“may result in the termination/block of your User account and/or the Services provided to you, with or without notice to you, and without any refund of amounts paid on account of any our Services.”

For example, if they decide your page broke a rule, they can lock you out overnight and not refund this month’s plan.

2 · The fine print

After the first payment, you generally cannot get money back even if you stop using the paid features.

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Terms of service

“Further subscription payments are non-refundable.”

For example, if you cancel on day two of a later billing cycle, they still keep that charge.

3 · The fine print

Paid plans keep charging your card until you cancel in your account.

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Terms of service

“If you have chosen any paid tariff plan and provided your card payment details, the amount corresponding to the chosen tariff plan will be automatically charged to your card account before the end of the current subscription period.”

For example, if you forget to cancel, they bill you again before the period ends.

4 · The fine print

If something goes wrong, they say they owe you nothing for those kinds of losses.

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Terms of service

“To the fullest extent permitted by applicable law, in no event will Administration be to you on any legal theory for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages”

For example, if the site is down and you lose sales from your links, they say they are not .

5 · The fine print

They do not promise the service will work perfectly; they only say they try to keep it reasonably safe.

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Terms of service

“The access to the Site/Services/App is provided "as is", "as available" but we do our best and take all reasonably possible technical and legal measures to ensure that your use of our site is safe”

For example, if a feature breaks, you cannot rely on a that it will work.

6 · The fine print

If they change the rules and you keep using the site after they tell you, they treat that as you agreeing.

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Terms of service

“Your continued use of the Site/Services/App following notification of any changes to these Terms of Use constitutes acceptance of those changes”

For example, if they email a new rule and you still log in, they say you accepted it.

7 · The fine print

You can ask for a refund only on the very first paid charge, and only within 14 days.

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Terms of service

“We provide 14 day money back guarantee for the first subscription payment only, provided the refund request is made within 14 days from the payment date.”

For example, if you try paid features once and email support within two weeks, they say they will refund that first payment.

8 · The fine print

They say you must be 16 or older, but they only ask you to promise that.

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Terms of service

“you must reach the age of 16 years. If you have not reached this age, please, don't use the Site/Services/App.”

For example, a 15-year-old could still sign up if they claim they are old enough.

9 · Terms

Disputes go to courts in Ukraine under Ukrainian law.

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Terms of service

“In the event of a court case, it will be considered under the current legislation of Ukraine in the relevant court for the observance of .”

For example, if you wanted to sue, you would be looking at Ukrainian courts, not a U.S. small-claims case.

Words to know

Legal words from the lines above, in plain English.

third parties
Any company or person other than you and the app, such as advertisers, partners or analytics firms. For example, an analytics company that receives a record of every screen you tap is a third party.
limitation of liability
A cap on what the company will ever pay you if something goes wrong, often only what you paid in the last year. For example, if a leak of your data costs you thousands, the most you may get back is a month's subscription fee.
as is
You get the service in whatever state it is in, with no promise that it works or will keep working. For example, if the app deletes your photos by mistake, it is not promising to fix that or pay you back.
governing law
Which country's or state's laws are used to settle any dispute, no matter where you live. For example, a user in Ohio may find the terms are judged under California law.
How we got here · grade F · score 27/100 · 15 of 15 policy answers backed by a verified quote · 9 not stated
  • What does the app collect beyond what it needs to work?

    Not stated in the documents.

  • Does it record your voice, face or body, and what happens to that?

    Not stated in the documents.

  • Are your chats and uploads used to train AI models, and is that off by default?

    Not stated in the documents.

  • Can employees or contractors read your conversations, and when?

    Not stated in the documents.

  • Are you profiled or tracked for advertising?

    Not stated in the documents.

  • Do they sell or share your data, and can you opt out?

    Not stated in the documents.

  • What rights do they take over what you type and what the AI makes?

    Not stated in the documents.

  • How long do they keep your data after you delete it, and can you delete it in the app?

    Not stated in the documents.

  • Does it build a lasting memory or profile of you, and can you see, edit or turn it off?

    Not stated in the documents.

  • Do they commit to basic security, and have they leaked data?

    They say they take reasonably possible technical and legal measures to keep use safe, with no audit details.

  • Is there a real age gate, and are teens protected?

    You must be at least 16 and promise you are allowed to use the service in your country.

  • Will they tell you when the rules change, and is the policy specific?

    The terms are dated September 10, 2025. They may post or email changes, and keeping using the site means you accept them.

  • Can they close your account without warning, and can you get your data out first?

    They can block your account with or without notice and without refunding what you paid.

  • If something goes wrong, who pays?

    The service is as-is, and they disclaim almost all damages to the fullest extent the law allows.

  • Do subscriptions renew on their own, and can you get a refund?

    Paid plans auto-charge until you cancel in your account. Only the first payment has a 14-day refund; later payments are non-refundable.

The terms are 2,208 words at a college graduate level.

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