Talkie
- The policy allows AI training; it does not describe an opt-out.
- Your data is used for personalized ads, including by third-party ad companies.
- Data is shared with partners and affiliates; you can opt out.
- The documents do not say who can read your content.
Chats train your bot with no opt-out; ads partners get tracking data.
Agent Trust Hub uses AI and may make mistakes. Review reports and confirm their contents before relying on them.
- Uses your content for AI training with no opt-out
Collected
Account info, profile details, voice and text chats, device IDs, usage, and sometimes payment records.
Read the exact line
Privacy policy
“This includes the messages you send and receive through the Apps, such as voice and text messages.”
Training
They use chats so your bot can learn, plus run the app, ads, and security checks.
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Privacy policy
“allowing your AI chatbot to learn from your interactions to improve your conversations.”
Sharing
Service providers, ad partners (not your chats), and sometimes law enforcement or a buyer of the company.
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Privacy policy
“We share information about visitors to our Website, such as the links you click, pages you visit, IP address, advertising ID, and browser type with advertising companies”
Kept
They keep data as long as they think they need it; you can delete your account in settings.
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Privacy policy
“We will retain your personal information for only as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.”
Controls
You can unsubscribe from marketing, use Privacy Choices for ads, and delete your account.
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Privacy policy
“You can delete your account in your account settings.”
Fine print
Subscriptions auto-renew with no refunds; you grant a forever license.
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Terms of service
“By uploading any User Content, you hereby grant and will grant Talkie and its affiliated companies a non-exclusive, worldwide, , fully paid-up, transferable, , , license”
Expand “Read the exact line” to see the source alongside the explanation.
What you can turn off
The controls and opt-outs their own documents describe, and where they say to find them.
Opt out of ad sale/sharing
Website footer link "Your Privacy Choices"
Delete your account
Account settings in the app
Cancel a paid plan
The Apple or Google store where you bought the subscription
If a switch is not where they say, the deletion request above still applies.
Line by line
The lines that matter most, worst first.
Your chats are used so the AI can learn. The policy does not give a switch to turn that off.
Read the exact line
Privacy policy
“Enabling you to have individualized and safe conversations and interactions with your AI chatbot, and allowing your AI chatbot to learn from your interactions to improve your conversations.”
For example, a private late-night conversation could be used to shape how the bot talks to you later.
You still own what you make, but they get a forever license to use it, including for marketing, even after you leave.
Read the exact line
Terms of service
“By uploading any User Content, you hereby grant and will grant Talkie and its affiliated companies a non-exclusive, worldwide, , fully paid-up, transferable, , , license to copy, display, upload, perform, distribute, store, modify, and otherwise use your User Content in connection with the operation of the Services or the promotion, advertising, or marketing thereof”
For example, they could keep using something you typed in an ad even after you delete the app.
They share tracking data with ad companies in a way some laws call a sale, though they say chats stay out of ads.
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Privacy policy
“Our disclosure of information to these partners maybe considered a "sale" or "sharing" of personal information or "targeted advertising" under applicable laws.”
For example, visiting the website could help ads follow you on other sites unless you opt out.
Paid features generally do not get refunds, including leftover days in a month.
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Terms of service
“Except as expressly provided in these Terms, all fees are non-refundable to the fullest extent permissible under applicable law.”
For example, if you cancel mid-month you still pay for the whole month.
If someone sues them over how you used the app, you may have to pay their legal bills.
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Terms of service
“You agree to , and Talkie, its subsidiaries, affiliates, officers, directors, employees, agents, and licensors”
For example, a fight over something you uploaded could leave you covering their lawyers.
They can shut you off right away if they think you broke the rules, without warning you first.
Read the exact line
Terms of service
“We may suspend or terminate your use of the Services as a result of your fraud or breach of any obligation under these Terms. Such termination or suspension may be immediate and without notice.”
For example, your chats could vanish the same day they decide you violated a rule.
They can change the privacy rules without telling you in advance.
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Privacy policy
“We reserve the right to update or modify this Privacy Policy at any time and from time to time without prior notice.”
For example, a new use of your chats could appear on the page and apply the next time you open the app.
Voice messages are stored as part of your content, not just processed and thrown away.
Read the exact line
Privacy policy
“This includes the messages you send and receive through the Apps, such as voice and text messages.”
For example, a voice note you send the bot is kept with your other messages.
They promise not to use the words of your chats to sell ads.
Read the exact line
Privacy policy
“we will never use or disclose the content of your Talkie conversations for marketing or advertising purposes.”
For example, they say they will not show an ad based on a secret you told the chatbot.
They say they encrypt data in transit and lock down stored data with extra controls.
Read the exact line
Privacy policy
“All transmitted data are encrypted during transmission. All stored data are maintained on secure servers.”
For example, your chat should be encrypted while it travels to their servers.
Words to know
Legal words from the lines above, in plain English.
- device identifiers
- Codes that single out your phone or computer, used to recognise you across apps and sites. For example, the advertising ID on your phone lets two unrelated apps know they are seeing the same person.
- retention
- How long a company keeps your data before deleting it. For example, a policy might keep your messages for 30 days after you delete them, or for as long as it likes.
- personal data
- Any information that is about you or can be linked to you, from your name to your phone's ID. For example, your email, your IP address and the list of apps on your phone are all personal data.
- affiliates
- Other companies owned by or connected to the same parent company. For example, if you use one app, its sister apps under the same owner may also get your data.
- royalty-free
- The company can use your content without ever paying you for it. For example, your photo can appear in the app's ads and you get nothing.
- sublicensable
- The company can pass its rights over your content on to other companies without asking you. For example, an app can let an advertiser or a partner reuse your video under the licence you gave.
- perpetual
- Lasting forever, with no end date. For example, a perpetual licence means the company can keep using your video years after you leave.
- irrevocable
- Cannot be taken back or cancelled once given, even if you change your mind or delete your account. For example, an irrevocable licence to your photos means you cannot withdraw it later.
- worldwide license
- You let the company use your content anywhere on earth, usually for free and for as long as it likes. For example, a video you post can be shown in ads in any country without asking you again.
- sell or share
- Under California law, selling means passing your data to others for money or other value; sharing means passing it on for targeted ads. For example, letting an ad network use your browsing history in return for ad space counts as a sale.
- targeted advertising
- Ads chosen for you based on what you have done across other apps and websites, not just this one. For example, you look at shoes in one app and see shoe ads in a totally different app the next day.
- indemnify
- You promise to pay the company's legal costs and losses if your use of the service gets it sued. For example, if you post a song you do not own and the label sues the app, you owe the app's lawyer bills.
How we got here · grade F · score 27/100 · 15 of 15 policy answers backed by a verified quote · 2 not stated
What does the app collect beyond what it needs to work?
Besides account and chats, they collect device IDs, IP, cookies, usage, profile facts like birth date, and ad IDs.
Does it record your voice, face or body, and what happens to that?
Voice messages are collected as content and kept with your account; they do not say they are deleted after the session.
Are your chats and uploads used to train AI models, and is that off by default?
The chatbot is allowed to learn from your interactions, and no training opt-out is described.
Can employees or contractors read your conversations, and when?
Not stated in the documents.
Are you profiled or tracked for advertising?
Ad partners collect device and site activity for interest-based ads; they say they never share Talkie chats with those partners.
Do they sell or share your data, and can you opt out?
Sharing with ad partners may count as a sale or sharing; you can opt out via Your Privacy Choices.
What rights do they take over what you type and what the AI makes?
You own your content, but you grant a perpetual, irrevocable, sublicensable license that includes marketing.
How long do they keep your data after you delete it, and can you delete it in the app?
Not stated in the documents.
Does it build a lasting memory or profile of you, and can you see, edit or turn it off?
They learn your interests over time to personalize chats; they do not describe viewing or turning off that memory.
Do they commit to basic security, and have they leaked data?
They describe encryption in transit, secure servers, firewalls, and role-based access.
Is there a real age gate, and are teens protected?
You must be at least 14 (or older where local law requires); they delete if they learn someone is underage.
Will they tell you when the rules change, and is the policy specific?
They may change the privacy policy at any time without prior notice and tell you to check the page.
Can they close your account without warning, and can you get your data out first?
They may suspend or terminate immediately without notice for breach, and can drop inactive accounts.
If something goes wrong, who pays?
The service is as-is with liability capped at six months of fees or $100, and you must indemnify them for your use.
Do subscriptions renew on their own, and can you get a refund?
Paid plans auto-renew until you cancel in the app store; fees are non-refundable and partial months are not refunded.
The privacy policy is 4,770 words at a professional or legal expert level (Flesch reading ease 22.4); the terms are 6,850 words at a college graduate level.
